Achieve Your Short Term Financial Goal!

What do you do with the leftover cash in your account? Invest or just keep it idle?

Deciding to treat your idle money in a better way is to do lump sum investment for the short term.

You might be wondering what this has to do with short term investments. A short term investment is money that you need in a short period of time. Considering the time frame, it is clear that the investment product has to be one which has the least fluctuations in a shorter time frame.

Debt funds are suitable investment for short-term financial goals having a maturity period ranging from 91 days to a couple of years. The maturity period of these funds varies depending on the maturity period of the underlying instruments.

Debt mutual funds invest in bonds or money market instruments like liquid funds, ultra-short term funds and short term funds which are less risky as compared to equity funds.

Liquid Funds: Liquid funds invest in papers with a maturity of up to 91 days. The nature of the holdings of liquid funds has the least tenure amongst all debt fund categories. 

Ultra Short Term Funds: Ultra short term funds invest in bonds which have a tenure of 3 to 6 months. This is according to a Securities and Exchange Board of India (SEBI) definition.

Short Term Funds: Short term funds are mutual funds that invest in papers which have a tenure of 1 to 3 years.

Based on variations within the debt fund category we have mutual funds for you to invest in short term.

*Data as on 22nd February 2021

Knowing that you want to invest, when would you need the money and why you want to invest is vital. Short term investments can be used for emergency funds & for your short term needs with the money lying idle as well.

To know more 

You can also use GIIS Financial tools or Our Android App  for Investment, tracking and Asset allocation planning. 

*Mutual Fund Investments are subject to market risk, read all scheme related documents carefully.

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